Free tool

Is your bank robbing you?

Put in what’s sitting in your account and see what it could be earning instead, even if it only sits there for two weeks.

Money sitting in your account

Days it sits there: 30

Your bank’s rate (APY %) HYSA rate (APY %)

At your bank$0.00

In a high-yield account$0.00

Compare high-yield accounts

Example rates as of October 2026. Rates change, so check the bank’s site. Interest builds daily and is usually paid monthly. Education, not financial advice.

Step 3

High-yield savings accounts

Pick the one that fits you. I’m not here to push one bank, amiga.

What I use

SoFi Checking & Savings

Checking and savings in one app, with Vaults to split your money by goal (rent, bills, emergency). Top APY needs direct deposit, so check the current terms.

Check current rates & terms

Heads up: this post may contain affiliate links. If you open an account through one, I may earn a commission at no extra cost to you. I only share accounts I would tell my own sister about. This is education, not personalized financial advice. Read the full disclosure